U.S. credit card debt

“Average individual credit card debt (in the U. S.) stands at $5,331 in 2019. Additionally, on a monthly basis, most Americans don’t pay their credit card balance in full every month – 55% don’t regularly pay in full.”

  • 83% of U.S. adults own at least one piece of plastic.
  • On average, U.S. consumers own three credit cards.
  • Total revolving debt stands at $1.04 trillion – that’s up from $857 billion in 2013.
  • The average interest Americans pay on their cards stands at 16.46%.

Source: TheStreet.com

More apps caught sending personal info to Facebook

Sam Schechner, reporting for The Wall Street Journal (Subscription required. Here’s John Gruber’s post):

“In the Journal’s testing, Instant Heart Rate: HR Monitor, the most popular heart-rate app on Apple’s iOS, made by California-based Azumio Inc., sent a user’s heart rate to Facebook immediately after it was recorded.

Flo Health Inc.’s Flo Period & Ovulation Tracker, which claims 25 million active users, told Facebook when a user was having her period or informed the app of an intention to get pregnant, the tests showed.

Real-estate app Realtor.com, owned by Move Inc., a subsidiary of Wall Street Journal parent News Corp , sent the social network the location and price of listings that a user viewed, noting which ones were marked as favorites, the tests showed.

None of those apps provided users any apparent way to stop that information from being sent to Facebook.”

So I’m thinking about apps that I use: TextGrabber, Scanner Pro et al. Are they sending my shit to Facebook (even though I don’t have an account?). Apple needs to stop this shit or at the ver least tell us which apps are doing this so we can delete them.

Team Human

Excerpts from Team Human by Douglas Rushkoff.

There’s a reason for our current predicament: an anti-human agenda embedded in our technology, our markets, and our major cultural institutions, from education and religion to civics and media.

Thinking, feeling, connected people undermine the institutions that would control them. […] Our institutions and technologies aren’t designed to extend our human nature, but to mitigate and repress it.

It doesn’t take much to tilt a healthy social landscape toward an individualist or repressive one. A scarcity of resources, a hostile neighboring tribe, a warlord looking for power, and elite seeking to maintain its authority, or a corporation pursuing a monopoly all foster antisocial environments and behaviors. Continue reading →

One in 11 Americans pays an average of $91.14 per month to use self-storage

“According to SpareFoot, a company that tracks the self-storage industry, the United States boasts more than 50,000 facilities and roughly 2.311 billion square feet of rentable space. In other words, the volume of self-storage units in the country could fill the Hoover Dam with old clothing, skis, and keepsakes more than 26 times. […] The self-storage industry made $32.7 billion in 2016, according to Bloomberg, nearly three times Hollywood’s box office gross.”

“High-end self-storage sites can command two or three times the rent per square foot than commercial or residential uses, and in many major metros, these warehouses are 90 percent occupied.”

I resisted renting a storage unit for many years and broke down this year because I need a place to store the Land Rover’s hardtop when I switch to the soft top this spring.

More »

Why Microsoft Word must die

“Microsoft Word is a tyrant of the imagination, a petty, unimaginative, inconsistent dictator that is ill-suited to any creative writer’s use. Worse: it is a near-monopolist, dominating the word processing field. Its pervasive near-monopoly status has brainwashed software developers to such an extent that few can imagine a word processing tool that exists as anything other than as a shallow imitation of the Redmond Behemoth. But what exactly is wrong with it?”

— Full post by Charlie Stross